Installing a swimming pool in your backyard is a dream for many homeowners. Synonymous with relaxation, family time, and increased property value, a swimming pool is also a major project that deserves careful consideration. If you are considering a concrete pool, you are choosing durability and eco-responsibility. But before you take the plunge, it is essential to fully understand the associated costs and available financing options.

In this article, we discuss three key aspects to consider before investing in a concrete pool: the estimated overall budget, financing solutions, and finally, why this type of investment is profitable in the long term.

ESTIMATED TOTAL BUDGET: MANUFACTURING, INSTALLATION, AND MAINTENANCE

The total cost of a concrete pool varies considerably depending on its size, shape, the options chosen, and the conditions of the site. Here is an example of the main expenses to expect:

MANUFACTURING AND INSTALLATION

A concrete pool is the most customizable option, but also often the most expensive to purchase. Here are a few things to consider:

• Excavation and site preparation: You will need to have your site excavated, which can cost between $3,000 and $10,000 on average, depending on the accessibility of the site and the nature of the soil.
• Pool manufacturing: At Bayto Pools, our pools are pre-molded. This means that once you have chosen the right size and the reinforced membrane that will cover it, we can start manufacturing your pool in our factory. We manufacture it entirely on site, in our facilities, and then deliver it directly to your backyard! Once that’s done, there’s nothing else to do but hook it up!
• Delivery and installation: At Bayto Pools, delivery is included in the price of your pool. However, you should expect to pay an average of $2,000 to rent a crane, which is necessary for the installation of your pool.
• Additional landscaping: If you decide to have landscaping done around your pool, there will certainly be an additional cost to consider. Copings, decks, fences, shelters, lighting, plants, heat pumps, etc., can easily add a good $5,000 to $20,000 to your expenses. We strongly suggest that you set a budget so you don’t get in over your head!
• Labor and project management: This can represent about 10% to 15% of the total cost of the project, but this should be confirmed with the company that will be doing the work.

General estimate: The total cost for a standard residential concrete pool in Quebec is generally between $50,000 and $90,000.

ANNUAL MAINTENANCE

Although sturdy, concrete pools require regular maintenance to preserve their quality:

• Chemicals and water testing: between $200 and $400 per season.
• Cleaning and mechanical maintenance: between $300 and $800 if you hire a company.
• Electricity for the pump and heater: between $500 and $1,200 per year.

Although there is an annual maintenance cost, these expenses are comparable to those of other types of pools, with the advantage of a more durable structure.

Please note that the amounts indicated above are for informational purposes only, as of September 2025.

WHAT FINANCING OPTIONS ARE AVAILABLE?

Buying a concrete pool is a significant investment. Fortunately, there are several financing options available to help you complete your project without compromising your financial health.

• Traditional bank financing

Many financial institutions offer personal loans or lines of credit specifically for home renovations. These loans are often flexible and allow you to spread your repayments over several years. At Bayto Pools, we work with a mortgage representative at BMO to offer you the financing you need to make your beautiful project a reality. Our customer service team can guide you through this process.

• Personal loan for renovations: up to $50,000, with interest rates generally ranging from 7% to 12%.
• Home equity line of credit: an excellent option if you have accumulated equity in your home. Rates are often lower (generally between 5% and 7%) and you can unlock a significant amount depending on the value of your property.
• Financing from specialized companies

Some pool installers work with financial institutions to offer financing plans to their customers. These agreements may include:

• Monthly or seasonal payments.
• Grace period of 6 to 12 months with no payments.
• No initial deposit in some cases.
• Grants or tax credits (varies by region)

In some municipalities, grants or tax credits may be available for landscaping or for projects related to water or energy conservation. Although these are quite rare, it is worth checking with your city.

WHY IS A CONCRETE POOL A PROFITABLE LONG-TERM INVESTMENT?

While the initial costs may seem high, a concrete pool offers several economic and practical advantages in the long term.

• Fewer repairs and greater durability

Unlike vinyl or fiberglass pools, concrete pools are extremely sturdy. They are more resistant to Quebec’s climatic variations, ground movements, and the chemicals used to treat the water.

A well-built pool can last more than 40 years with minimal maintenance, making it a long-term solution. This means fewer expenses related to major repairs or pool replacement.

At Bayto Pools, our pools are covered with a 2mm-thick reinforced membrane, the most resistant on the market! This gives your pool extra durability, and you can enjoy peace of mind for years to come!

• Added value to your property

Installing an in-ground concrete pool can increase the resale value of your home. A study by the Appraisal Institute of Canada reveals that a pool that is well integrated into the outdoor landscaping can represent significant added value for a single-family home.

This type of pool is also perceived as a luxury by many buyers, which can make your property more attractive on the real estate market.

• Maximum customization

Concrete allows you to create the pool of your dreams, with no limits on shape or depth. This means you can design a layout that is perfectly suited to your property, your tastes, and your lifestyle. A well-designed pool maximizes the available space and blends harmoniously into your yard.

This customizable aspect also contributes to profitability: an original, well-integrated pool becomes a real prestige feature, rather than a simple, standardized addition.

Please note that at Bayto Pools, we offer three rectangular formats. However, if you have any special requests, don’t hesitate to let us know and we’ll analyze everything together!

LONG-TERM PEACE OF MIND

Investing in a concrete pool is a sustainable, attractive, and smart choice for your property. Although the initial cost is higher than other types of pools, the long-term benefits, both in terms of durability and property value, make it a wise decision.

With proper budget planning, suitable financing options, and a clear understanding of maintenance costs, you can enjoy a high-end swimming area for decades to come. Before taking the plunge, take the time to consult with experts, compare quotes, and choose a reputable concrete pool company in your area, such as Bayto Pools!

Please note that all amounts and percentages mentioned in this article are for informational purposes only and may vary. Updated: September 2025.